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  1. Home
  2. Appraisals

By a GIA Graduate Gemologist & AGS Certified Gemologist Appraiser · Oceanside, NY

An accurate jewelry appraisal protects your investment, supports your insurance coverage, and establishes the true value of pieces passed down through generations. At SVS Fine Jewelry, every appraisal is performed by our in-house AGS Certified Gemologist Appraiser — one of the most rigorous credentials in the industry. Long Island families have trusted SVS since 2003 for insurance, estate, divorce, and probate appraisals. Written insurance evaluations start at $125. Drop-off and by-appointment service both available.

Marissa B., AGS Certified Gemologist Appraiser at SVS Fine Jewelry examining a diamond ring under a gemological microscope in our Oceanside, NY showroom

SVS Fine Jewelry · Oceanside, NY

Jewelry Appraisals You Can Trust

Book an Appraisal Call (516) 766-2614

Why the AGS CGA Credential Matters

Not All Gemologists Are Appraisers

Many jewelers employ trained gemologists. Far fewer employ a credentialed appraiser. The AGS Certified Gemologist Appraiser (CGA) designation requires advanced training in appraisal methodology beyond gemological knowledge — including valuation theory, market analysis, and documentation standards that hold up to insurance providers. The CGA designation also requires annual recertification in both gemology and appraisal practice, unlike one-time credentials that are earned once and never renewed.

All evaluations at SVS are conducted with you present — our standard appointment has clients sitting alongside Marissa as she assesses each piece. She walks you through the gemological equipment, explains every step of the assessment, and answers your questions in real time. You leave with a professional insurance evaluation — the document accepted by Jewelers Mutual, Zillion, GemShield, and all major jewelry insurance providers — plus a deeper understanding of your jewelry's value. Drop-off service is also available for clients who prefer it.

When the credentialed difference matters — for insurance scheduling, estate documentation, or legal proceedings — the AGS CGA designation carries weight that general gemological credentials simply cannot match.

Transparent Pricing — In-Store Evaluations Always Free

Appraisal Services Menu

Starting prices for our most common jewelry appraisal services. Final pricing depends on piece complexity and gemstone count — and we always provide a written estimate before any work begins.

Written Professional Appraisals

Single Piece Appraisal

Full written valuation by Marissa B., AGS Certified Gemologist Appraiser — includes gemstone grading, metal analysis, current market replacement value, and photographs. Accepted by all major insurers.

From $125

Estate Lot Appraisal — Five or More Pieces

Bulk pricing for inherited collections, estate documentation, and consignment preparation. Each piece individually graded and documented to insurance and probate standards.

From $95/piece

Engagement Ring Appraisal

Detailed valuation for newly purchased or inherited engagement rings. Includes center stone grading (cut, color, clarity, carat), setting analysis, and current retail replacement value.

From $125

Diamond Appraisal — Loose Stones

Independent grading and valuation of loose diamonds — natural or lab-grown. Documents 4Cs, fluorescence, measurements, and market replacement value for insurance and resale.

From $125

Update & Re-Appraisal

SVS-Purchased Piece — Within 3 Years

Complimentary appraisal updates on any jewelry purchased at SVS within the past three years. Piece must be brought in for verification — market values shift, and your documentation should keep pace.

Complimentary

SVS-Purchased Piece — After 3 Years

Updated written appraisal at a loyalty rate for SVS clients beyond the three-year complimentary window. Piece must be brought in for re-verification.

$25

Update on a Piece Purchased Elsewhere

Full re-appraisal of jewelry not originally purchased at SVS. We treat every outside piece with the same rigor as our own — gemstones re-graded, condition documented, current market value reissued.

From $125

Complimentary Services

Insurance Appraisal With Qualifying SVS Purchase

Complimentary written insurance appraisal included with every engagement ring, wedding ring, and pendant or earring purchase of $2,000 USD or more. Available upon request for other items.

Complimentary

Verbal Evaluation

In-showroom assessment by our gemology team — gemstone identification, condition review, and an informal estimate of value. Not a written document; ideal as a first step before deciding whether to commission a full appraisal.

Complimentary

Specialty Documentation

Damage Assessment Appraisal

Documentation prepared for insurance claims following loss, theft, or accidental damage. Includes pre-loss valuation, scope of damage, and repair-versus-replace recommendation when appropriate.

From $125

Estate & Probate Documentation

Legal-purpose appraisals for estate settlement, probate filings, and equitable distribution among heirs. Reports prepared to the standards expected by attorneys, executors, and tax authorities.

From $125

Divorce & Equitable Distribution Appraisal

Confidential, court-ready written appraisals prepared for divorce proceedings and asset division. Discrete, professional, and held to the same evidentiary standards as our insurance and estate work.

From $125

Final pricing depends on piece complexity, gemstone count, and report turnaround requirements. Larger collections, vintage pieces, and rare gemstones may be priced individually after evaluation. Free in-store verbal evaluations available any day during showroom hours.

Book an Appraisal Call (516) 766-2614

A Note on Appraisals vs. Offers to Purchase

An appraisal establishes the estimated retail replacement value of a piece — the amount your insurer would need to replace it at today's market. It is a professional valuation, not an offer to buy. Clients sometimes confuse the two, and we want to make sure you book the right appointment.

If you are considering selling gold, diamonds, or estate jewelry, SVS also offers a private gold and diamond buying service. A buying offer reflects wholesale or resale market value — a separate and typically lower figure than an insurance evaluation. Book a private buying appointment and our team will make you a transparent, fair offer at your appointment.

Marissa B., GIA Graduate Gemologist and AGS Certified Gemologist Appraiser at SVS Fine Jewelry in Oceanside, NY

Meet Your Appraiser

Marissa B.

GIA Graduate Gemologist · AGS Certified Gemologist Appraiser

Marissa holds six of the most respected credentials in the jewelry industry. As an AGS Certified Gemologist Appraiser (CGA) — the gold standard for appraisal work — she has earned advanced expertise in both gemology and appraisal methodology, with rigorous annual recertification required to maintain the designation. Her GIA training includes the full Graduate Gemologist diploma plus separate Graduate Diamonds and Graduate Colored Stones diplomas, the deepest gemological education the industry offers.

Marissa approaches every piece — whether a newly purchased engagement ring or a family heirloom — with the same precision and care. Your jewelry never leaves your sight during the evaluation, and you walk away with a deeper understanding of what you own.

Gemological Institute of America

✓Graduate Gemologist (GG)
✓Graduate Diamonds Diploma
✓Graduate Colored Stones Diploma
✓Applied Jewelry Professional (AJP)

American Gem Society

✓Certified Gemologist (CG)
✓Certified Gemologist Appraiser (CGA)

Active Status

✓Annual recertification in gemology & appraisal methodology
✓Listed AGS appraiser — View AGS Directory Listing

Insurance evaluations accepted by all major jewelry insurers, including Jewelers Mutual, Zillion, and GemShield.

Book an Appraisal With Marissa

2,500+ Five-Star Google Reviews

What Clients Say About Their Appraisal

Verified Google reviews from clients who brought their jewelry to SVS for professional appraisal services.

★★★★★

"Marissa provided me with an appraisal, explaining every step of the process and was very pleasant and courteous. Other staff were gracious and helpful as well."

Leonard Randazzo

Verified Google Review · Aug 2025

★★★★★

"I had some of my mother's pieces appraised by Marissa. She was very friendly and wonderful to work with. Everyone there seemed very professional and friendly. I would highly recommend SVS for appraisals and purchases alike."

Jennifer Marlborough

Verified Google Review · Jul 2025

★★★★★

"This is my most trusted jeweler. Donna has always steered me in the right direction, whether making a purchase or redesigning an old piece. Today, Marissa did appraisals for me. I wholeheartedly recommend SVS whenever I can!"

Laura Feaser

Verified Google Review · Feb 2024

SVS Fine Jewelry is rated 5.0 / 5.0 across 2,500+ verified Google reviews.

Read All Reviews on Google →

About Our Lab

Where Your Appraisal is Conducted

Every appraisal Marissa performs is conducted at SVS Fine Jewelry — an AGS Accredited Gem Laboratory and Nassau County's only Master IJO Jeweler Certified Gem Lab. These designations require in-house gemological equipment, GIA-credentialed staff, and rigorous standards verified by both the American Gem Society and the Independent Jewelers Organization.

American Gem Society

Accredited Gem Laboratory

SVS is an AGS Accredited Gem Laboratory — a designation reserved for member firms that meet AGS standards for equipment, training, and ethical practice. AGS appraisers and labs are bound by the Society's Code of Ethics.

Independent Jewelers Organization

Master IJO Certified Gem Lab

Awarded by IJO in 2016 and held continuously since — SVS Fine Jewelry is Nassau County's only Master IJO Jeweler Certified Gem Lab. The designation requires in-house gemological equipment and GIA-credentialed staff.

Read the 2016 IJO Announcement →

Independent Jewelers Organization

Master IJO Certified Diamond Grader

Sami V. Saatchi, SVS President & Founder, holds the Master IJO Jeweler Certified Diamond Grader title — awarded by IJO in 2016 for advanced GIA diamond grading credentials and proven expertise.

Read the 2016 IJO Announcement →

Sami V. Saatchi, President and Founder of SVS Fine Jewelry, GIA Graduate Gemologist and Master IJO Jeweler Certified Diamond Grader

Sami V. Saatchi

President & Founder · SVS Fine Jewelry

GIA Graduate Gemologist · AGS Registered Jeweler · Master IJO Jeweler Certified Diamond Grader since 2016 · Long Island's South Shore Master IJO Jeweler since 2005

Credential designations verified by the American Gem Society and Independent Jewelers Organization. SVS Fine Jewelry has held continuous IJO membership since 2005 and is bound by the AGS Code of Ethics.


Whether your jewelry was purchased at SVS, inherited from a loved one, or acquired anywhere else, we provide professional appraisal services with the same rigor and confidentiality. Most clients book a private appointment to sit with Marissa during the evaluation, but drop-off service is always available if your schedule does not allow.

Once you have your insurance evaluation, we strongly recommend insuring your fine jewelry — and our team can help you connect with a trusted insurance partner. Most homeowners' policies do not cover jewelry adequately, and a separate jewelry insurance policy is one of the most important investments you can make in protecting what you love.

Schedule
Book an Appraisal Appointment
Reserve dedicated time with our gemology team. Bring your pieces, original documentation if available, and any questions. Drop-off service is also available — call us first to coordinate.
Book an Appraisal →
Protect Your Investment
Jewelry Insurance
An insurance evaluation is only the first step. Once you know what your jewelry is worth, the next step is making sure it's properly insured. Learn how SVS works with a trusted insurance partner to provide tailored coverage.
Learn About Insurance →
Natural Diamond Upgrade Program — trade up your
          natural diamond for a larger stone anytime, full
          credit toward your next purchase at SVS Fine Jewelry
          Oceanside Long Island NY

Natural Diamond Upgrade Program

At SVS Fine Jewelry we've got you covered. We are committed to ensuring that your diamond purchase remains a timeless investment.

5-Star Google Rating with over 2,500 verified
          reviews — Long Island

5-Star
Google Rating

With over 2,500 reviews and a 5-star rating, SVS is the trusted name in fine jewelry—where excellence and customer satisfaction is our promise.

Lifetime Nationwide Warranty included with every
          engagement ring purchased at SVS Fine Jewelry,
          Oceanside Long Island NY

Nationwide Warranty

At SVS Fine Jewelry, every engagement ring purchased in-store or online comes with our exclusive complimentary Lifetime Warranty.

Flexible financing options available at SVS Fine
          Jewelry — special financing on qualifying purchases,
          Oceanside Long Island NY

Financing Available

At SVS Fine Jewelry we work with different lenders to offer a variety of financing options. Our goal is to ensure that the jewelry you desire is within your reach.

Free standard shipping on jewelry orders over $75
          and free 2-day delivery on orders over $300 — SVS
          Fine Jewelry Oceanside Long Island NY

Free Shipping

Enjoy complimentary standard shipping on all orders over $75, and experience the luxury of free 2-day delivery when you spend $300 or more.

Be the first to know about trunk shows, private events, and new arrivals at our Oceanside showroom.

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